Savings Calculator

   

 

 
 
Share Rates Effective 7/14/08
Dividend rates are prospective for the period ending 09/30/08
Type of Shares   
Dividend Rates
Annual Percentage Yield 
MinimumBalanceTo Open Account
Minimum  Average Daily  Balance to  Earn Dividends  
Regular Shares
.75%
.75%
$5.00
$100.00
Share Drafts
0.00%
0.00%
$1.00
N/A
Holiday Club
.75%
.75%
$5.00
$100.00
Vacation Club
.75%
.75%
$5.00
$100.00
Traditional IRA Accumulation
1.65%
1.66%
$5.00
$5.00
Roth IRA Accumulation
1.65%
1.66%
$5.00
$5.00
Education IRA  Accumulation
1.65%
1.66%
$5.00
$5.00

Term Share IRA's 7/14/08
Minimum Balance $500.00
Months
12
18
24
30
36
Dividends
2.40%
NA
2.85%
NA
3.00%
Annual Percentage Yield
2.42%
NA
2.88%
NA
3.03%

Term Share CD Accounts as of 7/14/08
Minimum Balance $500.00
Months
6-9
12
18
24
30
36
Dividends
2.25%
2.40%
NA
2.85%
NA
3.00%
Annual Percentage Yield
2.26%
2.42%
NA
2.88%
NA
3.03%

All rates are subject to change. Fees could reduce the earnings on the account.      
Penalties may be imposed for early withdrawal.