
Share/Savings Account - This account represents your membership
& ownership in the credit union.

Share Draft/Checking - A checking account with the convenience
of:
- Debit card Access
- No Monthly service fee
- No Minimum balance requirement
- Direct deposit, Payroll deduction and Overdraft protection available

SOS Club - "Save Our Summer" Club is designed to
provide weekly, bi-weekly or monthly funds for those summer cash
needs. You design your summer budget program and with payroll
deduction or direct deposit throughout the year; your committed
deposits help meet your budget goals. Funds are distributed throughout
July and August.

Holiday Club - Providing you with the means to save all year
and putting the holiday
joy into the season. Funds can be added when you wish, with direct
deposit or payroll deductions, or over the counter deposits.

IRA Share Account - Plan for the future, Plan for retirement.
This Individual Retirement Account can be started at anytime and
with only $5. Contributions can be made at anytime and up to the
current maximum limit. Contributions may provide tax benefits and
withdrawals can be made penalty- free as early as age 59 1/2.

Term Share Certificate - A secure investment alternative. 1,
2, & 3 year terms, $500
minimum deposit requirement. Penalty may apply for early withdrawal.
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