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Loan Rates Effective 03/01/2010
All Annual Percentage Rates Disclosed May Vary And
Are Subject To Change.
Mortgages
- Terms of 15 years, 20 years & 30
years - Click Here For Rates
|
Term |
APR* |
Security |
Notes |
Up To 36 Months
|
As Low As 8.95%
|
Signature
|
A Signature loan of $5000.00 at 8.95% APR would have 36 monthly payments of $158.00 each, with a total repayment of $ 5676.56.
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Up To 60 Months
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As Low As 10.95%
|
Signature
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| *APR Is The Annual
Percentage Rate. |
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| LINE OF CREDIT
- Limits Up To $10,000.00 |
|
Term |
APR* |
Security |
Notes |
Open
|
11.50%
|
Signature
|
$4,000.00 line of credit at 11.50% APR would have a min. monthly payment of 3% of balance or $25.00.
|
| *APR Is The Annual
Percentage Rate. |
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| OVERDRAFT
PROTECTION - Limits Up To $5,000.00 |
|
Term |
APR* |
Security |
Notes |
Open
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14.00%
|
Signature
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$4,000.00 line of credit at 11.50% APR would havea min. monthly payment of 3% of balance or $25.00.
|
| *APR Is The Annual
Percentage Rate. |
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|
|
Term |
APR* |
Security |
Notes |
Up To 36 Months
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As Low As 5.06%
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Auto |
A new auto loan of $18,000 at 5.52% APR would have 60 monthly payment of $342.00, with a total repayment of $20,542.24. ** 72 month avail. value greater than $25,000.
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Up To 48 Months
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As Low As 5.31%
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Auto |
Up To 60 Months
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As Low As 5.52%
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Auto |
Up To 66 Months
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As Low As 6.16%**
|
Auto |
| *APR Is The Annual
Percentage Rate. |
|
|
|
Term |
APR* |
Security |
Notes |
Up To 36 Months
|
As Low As 5.06%
|
Auto |
A new auto loan of $18,000 at 5.52% APR would have 60 monthly payment of $342.00, with a total repayment of $20,542.24. ** 72 month avail. value greater than $25,000.
|
Up To 48 Months
|
As Low As 5.31%
|
Auto |
Up To 60 Months
|
As Low As 5.52%
|
Auto |
Up To 66 Months
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As Low As 6.16%**
|
Auto |
| *APR Is The Annual
Percentage Rate. |
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| HOME
EQUITY LINE OF CREDIT |
|
Term |
APR* |
Security |
Notes |
Up To 180 Months
|
6.00% Fixed & 3.75% Variable
|
House |
This is a variable rate and is subject to change without notice.APR is based on prime plus a margin not to exceed 18%. Closing costs may apply (on average $500-700).
|
|
HOME
EQUITY JR. & HOME IMPROVEMENT - - SEE HOME EQUITY LINE
OF CREDIT ABOVE |
| *APR Is The Annual
Percentage Rate. |
|
|
|
Term |
APR* |
Security |
Notes |
Up To 36 Months
|
As Low As 6.06%
|
Rec. Vehicle
|
A recreational vehicle loan of $8,000.00 at 6.31% APR would have 48 montly payments of $188.00, with a total repayment of $9,024.21
|
Up To 48 Months
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As Low As 6.31%
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Rec. Vehicle
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Up To 60 Months
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As Low As 6.52%
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Rec. Vehicle
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Up To 66 Months
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As Low As 7.16%
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Rec. Vehicle
|
| *APR Is The Annual
Percentage Rate. |
|
|
| USED
RECREATIONAL VEHICLE |
|
Term |
APR* |
Security |
Notes |
Up To 36 Months
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As Low As 6.06%
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Rec. Vehicle
|
A recreational vehicle loan of $8,000.00 at 6.31% APR would have 48 montly payments of $188.00, with a total repayment of $9,024.21
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Up To 48 Months
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As Low As 6.31%
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Rec. Vehicle
|
Up To 60 Months
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As Low As 6.52%
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Rec. Vehicle
|
Up To 66 Months
|
As Low As 7.16%
|
Rec. Vehicle
|
| *APR Is The Annual
Percentage Rate. |
|
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| CREDIT
CARD - VISA PLATINUM |
|
Term |
APR* |
Security |
Notes |
-
|
|
Signature
|
No annual fee, late/over limit fee $35.00. Grace period of 25 days. Min. payment 2 1/2% of balance.
|
| *APR Is The Annual
Percentage Rate. |
|
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| STAFFORD
STUDENT LOANS (While in school or grace
or deferment) |
|
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APR* |
| Subsidized Undergraduate Aggregate Limit = $23,000 |
| Subsidized Graduate Aggregate Limit = $65,500 |
| Unsubsidized Undergraduate Aggregate Limit = $65,500 |
| Unsubsidized Undergraduate = $46,000 minus |
| Subsidized aggregates previously borrowed. |
| Unsubsidized Graduate = $138,500 minus subsidized |
| Aggregates previously borrowed. |
| Rate Cap = 8.25% |
| Rate in effect through June 30, 2010 |
|
6.8% |
| *APR Is The Annual
Percentage Rate. |
|
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| STAFFORD STUDENT
LOANS (In repayment) |
|
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APR* |
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6.8% |
| *APR Is The Annual
Percentage Rate. |
|
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| STAFFORD
STUDENT LOANS (While in school or grace or
deferment) |
|
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APR* |
| Financing dependant upon FAFSA approval |
| Undergraduate Only |
| Rate Cap = 9.0% |
| Rate effective through June 30, 2010 |
|
8.5% |
| *APR Is The Annual
Percentage Rate. |
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Examples above do not include payment protection
or insurance which may change the monthly payment and repayment
amount.
The Credit Union is an equal opportunity lender and makes
such loans regardless of race, color, religion, sex or familial
status.
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