| SIGNATURE
LOANS |
| Term |
Annual
Percentage Rate |
Notes: |
Security |
| up to 36mo.
up to 60mo.
|
as low as 8.95%
as low as 10.95%
|
A Signature loan of $5000.00 at 8.95% APR would have 36 monthly
payments of $159 each, with a total repayment of $ 5719.58
|
Signature |
| LINE
OF CREDIT Limits up to $10,000.00 |
| Term |
Annual Percentage
Rate |
Note: |
Security |
| Open
|
11.50%
|
$4,000.00 line of credit at 11.50% APR would havea min. monthly
payment of 3% of balance or $25
|
Signature |
| OVERDRAFT
PROTECTION Limits up to $5,000.00 |
| Term |
Annual Percentage
Rate |
Note: |
Security |
| Open
|
14.00%
|
$4,000.00 line of credit at 11.50% APR would havea min. monthly
payment of 3% of balance or $25
|
Signature |
| NEW
AUTO |
| Term |
Annual Percentage
Rate |
Note: |
Security |
| up to 36mo. as low as
up to 48mo. as low as
up to 60mo. as low as
up to 66mo. as low as |
5.10%
5.25%
5.30%
5.35%** |
A new auto loan of $18,000 at 5.30% APR would have 60 monthly
payment of $344, with a total repayment of $20,584.07
** Value greater than $25K |
Auto |
| USED
AUTO |
| Term |
Annual Percentage
Rate |
Note: |
Security |
| up to 36mo. as low as
up to 48mo. as low as
up to 60mo. as low as
up to 66mo. as low as |
5.10%
5.25%
5.30%
5.35%** |
A used auto loan of $18,000 at 5.30% APR would have 60 monthly
payment of $344, with a total repayment of $20,584.07
** Value greater than $25K |
Auto |
| HOME
EQUITY JR. |
| Term |
Annual Percentage
Rate |
Note: |
Security |
|
|
|
See Home Equity Line of Credit
|
House |
| HOME
EQUITY LINE of CREDIT |
| Term |
Annual Percentage
Rate |
Note: |
Security |
|
Up to 180 Monthly Payments as low as
|
5.00%fixed & 5.50% variable
|
This is a variable rate and is subject to change without notice.APR is based on prime plus a margin not to exceed 18%. Closing costs may apply (on average $500-700)
|
House |
| HOME
IMPROVEMENT |
| Term |
Annual Percentage
Rate |
Note: |
Security |
|
|
|
See Home Equity Line of Credit
|
House |
| ** |
| NEW
RECREATIONAL VEHICLE |
| Term |
Annual Percentage
Rate |
Note: |
Security |
| Up to 36 months as low as
Up to 48 months as low as
Up to 60 months as low as
Up to 66 months as low as |
|
A recreational vehicle loan of $8,000.00 at 6.25% APR would
have 48 montly payments of $189, with a total repayment of $9055.06
|
Rec.Vehicle |
| USED
RECREATIONAL VEHICLE |
| Term |
Annual Percentage
Rate |
Note: |
Security |
| Up to 36 months as low as
Up to 48 months as low as
Up to 60 months as low as
Up to 66 months as low as |
6.10%
6.25%
6.30%
6.35% |
A recreational vehicle loan of $8,000 at 6.25% APR would have 48 monthly payments of $189, with a total repayment of $9055.06
|
Rec.Vehicle |
| CREDIT
CARD |
| Type |
Fixed Rate |
Note; |
Security |
| |
|
|
Signature |
| VISA Platinum |
8.9% -13.9% purchases
15.9% cash advance
|
No annual fee, late/over limit fee $35.00. Grace period of 25 days. Min. payment 2 1/2% of balance.
|
Signature |
| STAFFORD
STUDENT LOANS while in school or grace or deferment |
| |
Annual
Percentage Rate |
| Subsidized Undergraduate Aggregate Limit = $23,000
Subsidized Graduate Aggregate Limit = $65,500
Unsubsidized Undergraduate = $46,000 minus
subsidized aggregates previously borrowed.
Unsubsidized Graduate = $138,500 minus subsidized
aggregates previously borrowed.
Rate Cap = 8.25%
Rate in effect through June 30, 20087 |
6.8% |
| STAFFORD
STUDENT LOANS In repayment |
| |
Annual
Percentage Rate |
| Subsidized Undergraduate Aggregate Limit = $23,000
Subsidized Graduate Aggregate Limit = $65,500
Unsubsidized Undergraduate Aggregate Limit = $65,500
Unsubsidized Undergraduate = $46,000 minus
subsidized aggregates previously borrowed.
Unsubsidized Graduate = $138,500 minus subsidized
aggregates previously borrowed.
Rate Cap = 8.25%
Rate in effect through June 30, 2008 |
6.8% |
| PARENT
PLUS LOANS |
| |
Annual
Percentage Rate |
| Financing dependant upon FAFSA approval
Undergraduate Only
Rate Cap = 9.0%
Rate effective through June 30, 2008 |
8.5% |
Examples above do not include payment protection or insurance
which may change the monthly payment and repayment amount.
The Credit Union is an equal opportunity lender and makes such
loans regardless of race, color, religion, sex or familial status.
